Welcome to Bits And Bonds

An ex-Microsoft & Meta engineer’s blunt take on Canadian tech, finance, and broken systems.

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About Bits & Bonds

Bits & Bonds exists because Canadian tech deserves better — and because too many Canadians are being left in the dark about their own money.

I started this site to call out broken tech, outdated systems, and policy decisions that make no sense, while also showing how they could be done better.

I also write about personal finance because I was shocked by how many people don’t know what a TFSA is or how index investing works — basics that can have a massive impact over time.

I’ve spent years in the tech industry, including time at Microsoft and Meta, and I’ve been investing for nearly a decade. This blog is where those experiences meet: practical, opinionated, and very Canadian.

If that sounds like your kind of thing, subscribe and share — it helps more than you think.

What You'll Find Here

  • 🇨🇦Canadian-First Context (No generic US advice)
  • ⚙️Engineering-Grade Strategy (Data, not hype)
  • 🔓Unfiltered Tech Critiques (Calling out bad apps and policy)
  • 🚀Wealth Building (For normal people, not just the rich)

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