
Investing Is Not as Scary as It Feels
Investing feels scary at first, but beginners do not need predictions, charts, or perfect timing. They need diversification, consistency, and time.
An ex-Microsoft & Meta engineer’s blunt take on Canadian tech, finance, and broken systems.
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Investing feels scary at first, but beginners do not need predictions, charts, or perfect timing. They need diversification, consistency, and time.

Canada just launched the Canada Strong Fund, its first sovereign wealth fund. Here is what is confirmed, what is still unknown, and whether regular Canadians should invest when the retail product arrives.
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Bits & Bonds exists because Canadian tech deserves better — and because too many Canadians are being left in the dark about their own money.
I started this site to call out broken tech, outdated systems, and policy decisions that make no sense, while also showing how they could be done better.
I also write about personal finance because I was shocked by how many people don’t know what a TFSA is or how index investing works — basics that can have a massive impact over time.
I’ve spent years in the tech industry, including time at Microsoft and Meta, and I’ve been investing for nearly a decade. This blog is where those experiences meet: practical, opinionated, and very Canadian.
If that sounds like your kind of thing, subscribe and share — it helps more than you think.
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